[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.finstra.cz\/cesi-se-do-oddluzeni-prilis-nehrnou\/#Article","mainEntityOfPage":"https:\/\/www.finstra.cz\/cesi-se-do-oddluzeni-prilis-nehrnou\/","headline":"\u010ce\u0161i se do oddlu\u017een\u00ed p\u0159\u00edli\u0161 nehrnou","name":"\u010ce\u0161i se do oddlu\u017een\u00ed p\u0159\u00edli\u0161 nehrnou","description":"\u017divot bez dluh\u016f je jednozna\u010dn\u011b pro zadlu\u017een\u00e9 lidi velkou v\u00fdzvou, nicm\u00e9n\u011b, velk\u00e1 \u0159\u00e1dka \u010cech\u016f rad\u011bji z\u016fst\u00e1v\u00e1 v exekuc\u00edch, ne\u017e by podstoupili v n\u00e1sleduj\u00edc\u00edch p\u011bt letech \u017eivot na pokraji b\u00eddy. \u010ce\u0161i ji\u017e v\u00edce ne\u017e dva m\u011bs\u00edce mohou pod\u00e1vat \u017e\u00e1dosti o oddlu\u017een\u00ed za v\u00fdhodn\u011bj\u0161\u00edch podm\u00ednek, ne\u017e tomu bylo doposud. I p\u0159es to v\u0161ak tuto mo\u017enost vyu\u017eilo teprve...","datePublished":"2019-09-09","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.finstra.cz\/author\/#Person","name":"","url":"https:\/\/www.finstra.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b72fc1bf1bf254b4118ef99c1da35a199f5a8e7c33c2166eae92618994df57ea?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b72fc1bf1bf254b4118ef99c1da35a199f5a8e7c33c2166eae92618994df57ea?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"finstra.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.finstra.cz\/wp-content\/uploads\/img_a355349_w3038_t1569683222.jpg","url":"https:\/\/www.finstra.cz\/wp-content\/uploads\/img_a355349_w3038_t1569683222.jpg","height":0,"width":0},"url":"https:\/\/www.finstra.cz\/cesi-se-do-oddluzeni-prilis-nehrnou\/","about":["Finance"],"wordCount":493,"articleBody":"\u017divot bez dluh\u016f je jednozna\u010dn\u011b pro zadlu\u017een\u00e9 lidi velkou v\u00fdzvou, nicm\u00e9n\u011b, velk\u00e1 \u0159\u00e1dka \u010cech\u016f rad\u011bji z\u016fst\u00e1v\u00e1 v exekuc\u00edch, ne\u017e by podstoupili v n\u00e1sleduj\u00edc\u00edch p\u011bt letech \u017eivot na pokraji b\u00eddy.\u010ce\u0161i ji\u017e v\u00edce ne\u017e dva m\u011bs\u00edce mohou pod\u00e1vat \u017e\u00e1dosti o oddlu\u017een\u00ed za v\u00fdhodn\u011bj\u0161\u00edch podm\u00ednek, ne\u017e tomu bylo doposud. I p\u0159es to v\u0161ak tuto mo\u017enost vyu\u017eilo teprve necel\u00fdch sedm tis\u00edc lid\u00ed. Ve v\u011bt\u0161in\u011b kraj\u016f stoupl v pr\u016fb\u011bhu l\u00e9ta a\u017e na dvojn\u00e1sobek, ale podle odborn\u00edk\u016f v\u0161ak n\u00e1vrhy na insolvence nenaplnily po\u010dty, kter\u00e9 se o\u010dek\u00e1valy. O\u010dek\u00e1valo se toti\u017e, \u017ee v pr\u016fb\u011bhu \u010dervna se po\u010det pod\u00e1n\u00ed v t\u00e9to v\u011bci bude zvy\u0161ovat n\u011bkolikan\u00e1sobn\u011b, oproti d\u0159\u00edv\u011bj\u0161\u00edmu stavu.D\u00e1 se p\u0159edpokl\u00e1dat, \u017ee se \u0159ada dlu\u017en\u00edk\u016f ji\u017e sm\u00ed\u0159ila se \u017eivotem s exekuc\u00ed a necht\u011bj\u00ed b\u00fdt pod dal\u0161\u00ed p\u0159\u00edsn\u011bj\u0161\u00ed kontrolou insolven\u010dn\u00edch spr\u00e1vc\u016f. S exekuc\u00ed jim nav\u00edc m\u011bs\u00ed\u010dn\u011b z\u016fst\u00e1v\u00e1 v\u00edce pen\u011bz, ne\u017e by tomu bylo, kdyby p\u0159istoupili na podm\u00ednky dle insolven\u010dn\u00edho z\u00e1kona. Samoz\u0159ejm\u011b jedn\u00edm faktorem, kter\u00fd ovlivnil po\u010dty pod\u00e1n\u00ed je tak\u00e9 obdob\u00ed. P\u0159es letn\u00ed pr\u00e1zdniny si sp\u00ed\u0161e lid\u00e9 u\u017e\u00edvaj\u00ed hezk\u00e9 dny a starosti a jejich vy\u0159izov\u00e1n\u00ed nech\u00e1vaj\u00ed a\u017e na po\u010d\u00e1tek \u0161koln\u00edho roku. Obecn\u011b toti\u017e plat\u00ed ka\u017ed\u00fd rok, \u017ee dluhov\u00e9 poradenstv\u00ed je p\u0159es l\u00e9to m\u00e9n\u011b zat\u00ed\u017eeno.I p\u0159es to, \u017ee lid\u00e9 nepod\u00e1vali \u017e\u00e1dost\u00ed tolik, kolik se p\u0159edpokl\u00e1dalo, byl m\u011bs\u00edc \u010dervenec z dlouhodob\u00e9ho pohledu obdob\u00edm, kdy bylo pod\u00e1no nejv\u00edce insolven\u010dn\u00edch n\u00e1vrh\u016f, tedy v\u00edce ne\u017e 4214 osob se v pr\u016fb\u011bhu m\u011bs\u00edce \u010dervna p\u0159ihl\u00e1silo k nov\u00e9 variant\u011b insolvence. O rok d\u0159\u00edve to bylo pouze 1914 n\u00e1vrh\u016f. Tedy mezi ro\u010dn\u00ed n\u00e1r\u016fst pod\u00e1n\u00ed byl 155 procent. Z uveden\u00e9ho se d\u00e1 p\u0159edpokl\u00e1dat, \u017ee nyn\u00ed v z\u00e1\u0159\u00ed p\u0159ijde hlavn\u00ed vlna.V \u010cesk\u00e9 republice je exekuce vedena na 800 tis\u00edc lid\u00ed. V\u0161ichni, kte\u0159\u00ed maj\u00ed dva a v\u00edce v\u011b\u0159itel\u016f si mohou za\u017e\u00e1dat o oddlu\u017een\u00ed. Ne v\u0161ak ka\u017ed\u00fd z takto posti\u017een\u00fdch lid\u00ed chce pr\u00e1v\u011b z exeku\u010dn\u00edho \u0159\u00edzen\u00ed vystoupit, proto\u017ee n\u011bkter\u00e9 tyto dluhy jsou v podstat\u011b ji\u017e nyn\u00ed sou\u010d\u00e1st\u00ed \u017eivotn\u00edho stylu dlu\u017en\u00edk\u016f. Takov\u00fd \u010dlov\u011bk, kdy\u017e dostane nap\u0159\u00edklad pokutu ji ne\u0159e\u0161\u00ed, proto\u017ee v\u00ed, \u017ee d\u00edky sv\u00fdm exekuc\u00edm se vlastn\u011b na danou platbu v\u016fbec nedostane a on ji tedy nemus\u00ed platit. Tedy jist\u00e1 beztrestnost dlu\u017en\u00edk\u016f je podporuje v tom, aby v takov\u00e9 stavu setrvali.                                                                                                                                                                                                                                                                                                                                                                                        3.6\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u010ce\u0161i se do oddlu\u017een\u00ed p\u0159\u00edli\u0161 nehrnou","item":"https:\/\/www.finstra.cz\/cesi-se-do-oddluzeni-prilis-nehrnou\/#breadcrumbitem"}]}]