[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.finstra.cz\/clovek-nemuze-byt-bez-penez\/#Article","mainEntityOfPage":"https:\/\/www.finstra.cz\/clovek-nemuze-byt-bez-penez\/","headline":"\u010clov\u011bk nem\u016f\u017ee b\u00fdt bez pen\u011bz","name":"\u010clov\u011bk nem\u016f\u017ee b\u00fdt bez pen\u011bz","description":"Kdybychom dnes dali lidem na v\u00fdb\u011br, co by nebyli ochotni o\u017eelet, pak se d\u00e1 s jistotou tvrdit, \u017ee a\u0165 by se nab\u00edzelo cokoliv, ur\u010dit\u011b by se nez\u0159ekli pen\u011bz. Proto\u017ee jsou takov\u00e9 bankovky a mince naprosto neodmyslitelnou sou\u010d\u00e1st\u00ed na\u0161ich \u017eivot\u016f a my lid\u00e9 u\u017e jsme na nich v podstat\u011b existen\u010dn\u011b z\u00e1visl\u00ed. Ten, kdo m\u00e1 pen\u00edze, \u017eije...","datePublished":"2021-07-23","dateModified":"2023-06-13","author":{"@type":"Person","@id":"https:\/\/www.finstra.cz\/author\/#Person","name":"","url":"https:\/\/www.finstra.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b72fc1bf1bf254b4118ef99c1da35a199f5a8e7c33c2166eae92618994df57ea?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b72fc1bf1bf254b4118ef99c1da35a199f5a8e7c33c2166eae92618994df57ea?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"finstra.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.finstra.cz\/wp-content\/uploads\/jeden%20dolar_10_2.jpg","url":"https:\/\/www.finstra.cz\/wp-content\/uploads\/jeden%20dolar_10_2.jpg","height":0,"width":0},"url":"https:\/\/www.finstra.cz\/clovek-nemuze-byt-bez-penez\/","about":["Finance"],"wordCount":438,"articleBody":"   Kdybychom dnes dali lidem na v\u00fdb\u011br, co by nebyli ochotni o\u017eelet, pak se d\u00e1 s jistotou tvrdit, \u017ee a\u0165 by se nab\u00edzelo cokoliv, ur\u010dit\u011b by se nez\u0159ekli pen\u011bz. Proto\u017ee jsou takov\u00e9 bankovky a mince naprosto neodmyslitelnou sou\u010d\u00e1st\u00ed na\u0161ich \u017eivot\u016f a my lid\u00e9 u\u017e jsme na nich v podstat\u011b existen\u010dn\u011b z\u00e1visl\u00ed. Ten, kdo m\u00e1 pen\u00edze, \u017eije v\u00edce \u010di m\u00e9n\u011b norm\u00e1ln\u00edm \u017eivotem, a ten, kdo je nem\u00e1, pro zm\u011bnu v nejlep\u0161\u00edm p\u0159\u00edpad\u011b \u017eivo\u0159\u00ed a str\u00e1d\u00e1 n\u011bkde na okraji spole\u010dnosti.Pen\u00edze prost\u011b pot\u0159ebujeme, a\u0165 u\u017e jsme k\u00fdmkoliv, \u017eijeme kdekoliv a m\u00e1me jak\u00e9koliv pot\u0159eby a touhy. A je tomu tak pochopiteln\u011b proto, \u017ee jenom za pen\u00edze se d\u00e1 nakoupit v\u0161echno, co \u010dlov\u011bk k \u017eivotu pot\u0159ebuje. Za pen\u00edze je zbo\u017e\u00ed, za pen\u00edze jsou i slu\u017eby, za pen\u00edze si lze vlastn\u011b (a\u010d se to nesm\u00ed) koupit t\u0159eba i n\u011bjak\u00e9ho toho \u00fa\u0159edn\u00edka \u010di politika nebo \u201al\u00e1sku\u2018\u2026A\u0165 zkr\u00e1tka tou\u017e\u00edme po \u010demkoliv, m\u016f\u017eeme to m\u00edt, pokud za to m\u016f\u017eeme zaplatit. A pokud za to snad zaplatit nedok\u00e1\u017eeme, proto\u017ee nem\u00e1me \u010d\u00edm? Pak se zkr\u00e1tka mus\u00ed co nejrychleji n\u011bjak\u00e9 ty pen\u00edze sehnat.Pokud se pak n\u011bkdy nepoda\u0159\u00ed dost pen\u011bz vyd\u011blat nebo se objev\u00ed nepl\u00e1novan\u00e9 v\u00fddaje, je\u017e p\u0159\u00edjmy \u010dlov\u011bka p\u0159evy\u0161uj\u00ed, je nejednou z\u00e1hodno vy\u0159e\u0161it to p\u016fj\u010dkou. Proto\u017ee nelze-li si snesiteln\u011b ut\u00e1hnout opasek, m\u016f\u017ee b\u00fdt p\u016fj\u010dka t\u00edm jedin\u00fdm \u0159e\u0161en\u00edm, kter\u00e9 je\u0161t\u011b zb\u00fdv\u00e1.A pro kterou z t\u00e9 z\u00e1plavy u n\u00e1s nab\u00edzen\u00fdch p\u016fj\u010dek se rozhodnout?To z\u00e1le\u017e\u00ed na konkr\u00e9tn\u00ed situaci. Ale nejednou m\u016f\u017ee b\u00fdt dokonalou a t\u0159eba i vlastn\u011b jedinou dostupnou alternativou dejme tomu hypot\u00e9ka na dru\u017estevn\u00ed byt od nebankovn\u00ed spole\u010dnosti. Je tomu tak zejm\u00e9na v p\u0159\u00edpad\u011b, kdy m\u00e1 \u010dlov\u011bk jenom pom\u011brn\u011b n\u00edzk\u00e9 p\u0159\u00edjmy a k tomu t\u0159eba i nep\u0159\u00edzniv\u00e9 z\u00e1znamy v registrech dlu\u017en\u00edk\u016f \u010di exekutory v pat\u00e1ch, tedy v p\u0159\u00edpad\u011b, kdy by se tento uch\u00e1zel o bankovn\u00ed p\u016fj\u010dku marn\u011b, proto\u017ee ta by mu byla nedosa\u017eitelnou. U takov\u00e9 nebankovn\u00ed hypot\u00e9ky se toti\u017e jenom d\u00e1 nemovitost do z\u00e1stavy a r\u00e1zem si \u010dlov\u011bk m\u016f\u017ee p\u016fj\u010dit tolik, kolik jenom dok\u00e1\u017ee n\u00e1sledn\u011b splatit.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u010clov\u011bk nem\u016f\u017ee b\u00fdt bez pen\u011bz","item":"https:\/\/www.finstra.cz\/clovek-nemuze-byt-bez-penez\/#breadcrumbitem"}]}]