[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.finstra.cz\/pomoc-ktera-je-vytvorena-presne-pro-kazdeho-klienta\/#Article","mainEntityOfPage":"https:\/\/www.finstra.cz\/pomoc-ktera-je-vytvorena-presne-pro-kazdeho-klienta\/","headline":"Pomoc, kter\u00e1 je vytvo\u0159ena p\u0159esn\u011b pro ka\u017ed\u00e9ho klienta","name":"Pomoc, kter\u00e1 je vytvo\u0159ena p\u0159esn\u011b pro ka\u017ed\u00e9ho klienta","description":"Tak trochu nechvaln\u011b zn\u00e1m\u00e9 registry dlu\u017en\u00edk\u016f slou\u017e\u00ed k tomu, aby se daly z\u00edskat informace o tom, jak je kdo v podstat\u011b spolehliv\u00fd. Jen\u017ee n\u011bkdy se m\u016f\u017ee st\u00e1t, \u017ee se na\u0161e jm\u00e9no dostane do n\u011bkter\u00e9ho z nich a my na tom neseme tu nejmen\u0161\u00ed vinu. \u00a7 Jak je to mo\u017en\u00e9? \u00a7 Sta\u010d\u00ed se zeptat n\u011bkter\u00e9ho z...","datePublished":"2018-11-04","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.finstra.cz\/author\/#Person","name":"","url":"https:\/\/www.finstra.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b72fc1bf1bf254b4118ef99c1da35a199f5a8e7c33c2166eae92618994df57ea?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b72fc1bf1bf254b4118ef99c1da35a199f5a8e7c33c2166eae92618994df57ea?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"finstra.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.finstra.cz\/wp-content\/uploads\/img_a333227_w1696_t1546599542.jpg","url":"https:\/\/www.finstra.cz\/wp-content\/uploads\/img_a333227_w1696_t1546599542.jpg","height":0,"width":0},"url":"https:\/\/www.finstra.cz\/pomoc-ktera-je-vytvorena-presne-pro-kazdeho-klienta\/","about":["Finance"],"wordCount":414,"articleBody":"        Tak trochu nechvaln\u011b zn\u00e1m\u00e9 registry dlu\u017en\u00edk\u016f slou\u017e\u00ed k tomu, aby se daly z\u00edskat informace o tom, jak je kdo v podstat\u011b spolehliv\u00fd. Jen\u017ee n\u011bkdy se m\u016f\u017ee st\u00e1t, \u017ee se na\u0161e jm\u00e9no dostane do n\u011bkter\u00e9ho z nich a my na tom neseme tu nejmen\u0161\u00ed vinu.  \u00a7 Jak je to mo\u017en\u00e9? \u00a7 Sta\u010d\u00ed se zeptat n\u011bkter\u00e9ho z podnikatel\u016f, jak\u00e9 m\u00e1 zku\u0161enosti s placen\u00edm faktur od sv\u00fdch odb\u011bratel\u016f nebo z\u00e1kazn\u00edk\u016f. o Posta\u010d\u00ed, pokud mu n\u011bkter\u00fd z nich nezaplat\u00ed a u\u017e se to rozjede. o N\u00e1klady se nevr\u00e1t\u00ed a nen\u00ed tud\u00ed\u017e z \u010deho zaplatit n\u011bkter\u00e9mu d\u016fle\u017eit\u00e9mu \u00fa\u0159adu. A na n\u011bkolik let se tak tento podnikatel st\u00e1v\u00e1 pro banku nebonitn\u00edm klientem. Nahl\u00ed\u017een\u00ed do registru m\u016f\u017ee b\u00fdt ale v n\u011bkter\u00fdch p\u0159\u00edpadech i p\u0159\u00ednosn\u00e9. Pokud pr\u00e1v\u011b z d\u016fvodu odm\u00edtnut\u00ed po\u017e\u00e1d\u00e1te o finan\u010dn\u00ed pomoc nebankovn\u00edho poskytovatele, pak m\u016f\u017eete po\u010d\u00edtat s nab\u00eddnut\u00edm takzvan\u00e9 hypot\u00e9ky bez registru. Co\u017e neznamen\u00e1, \u017ee se nebude v\u016fbec do t\u011bchto z\u00e1znam\u016f nahl\u00ed\u017eet, ale poskytovatel posoud\u00ed, jak\u00e9ho charakteru tyto z\u00e1znamy jsou. Jestli\u017ee se bude jednat jen o m\u00e1lo z\u00e1va\u017en\u00e9 \u00fadaje, pak m\u016f\u017eete dos\u00e1hnout na velice v\u00fdhodn\u00fd \u00farok.  M\u016f\u017ee pomoci konsolidace U nebankovn\u00edch poskytovatel\u016f finan\u010dn\u00edch produkt\u016f se ke ka\u017ed\u00e9mu klientovi p\u0159istupuje naprosto individu\u00e1ln\u011b. Proto, pokud \u017e\u00e1d\u00e1te o podnikatelsk\u00fd \u00fav\u011br (ur\u010den pouze pro podnikatele), pak po\u010d\u00edtejte s t\u00edm, se budou zji\u0161\u0165ovat tyto skute\u010dnosti. \u00a7 I z\u00e1znamy v registrech pomohou v tom, aby se mohla spr\u00e1vn\u011b nastavit v\u00fd\u0161e \u00fav\u011bru v pom\u011bru k va\u0161im p\u0159\u00edjm\u016fm. \u00a7 N\u011bkdy m\u016f\u017eete m\u00edt toti\u017e n\u00e1rok i na v\u00fdhodn\u011bj\u0161\u00ed \u00farokovou sazbu. \u00da\u010delem t\u00e9to hypot\u00e9ky nen\u00ed dostat sv\u00e9ho klienta do dluhov\u00e9 pasti, ale skute\u010dn\u011b mu v jeho finan\u010dn\u00edch nesn\u00e1z\u00edch pomoci a zajistit, aby mohl v budoucnu sv\u00e9mu finan\u010dn\u00edmu z\u00e1vazku dost\u00e1t. o Jednou z mo\u017enost\u00ed je i konsolidace p\u0159edchoz\u00edch p\u016fj\u010dek. o Jestli\u017ee se uk\u00e1\u017ee, \u017ee je v\u00e1\u0161 p\u0159\u00edjem dostate\u010dn\u011b vysok\u00fd, pak nen\u00ed zapot\u0159eb\u00ed konsolidovat v\u0161echny p\u016fj\u010dky, ale pouze ty, kter\u00e9 si sami ur\u010d\u00edte.                                                                                                                                                                                                                                                                                                                                                                                           4.2\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pomoc, kter\u00e1 je vytvo\u0159ena p\u0159esn\u011b pro ka\u017ed\u00e9ho klienta","item":"https:\/\/www.finstra.cz\/pomoc-ktera-je-vytvorena-presne-pro-kazdeho-klienta\/#breadcrumbitem"}]}]